What is the term for a deed that includes covenants of title?

A warranty deed is a legal document that provides the highest level of protection for the grantee in a real estate transaction. This type of deed includes covenants of title, which are assurances provided by the grantor regarding the quality and validity of the title being transferred. Specifically, a warranty deed guarantees that the grantor holds clear title to the property and has the right to sell it, as well as assures the grantee that they will not face future claims against the property.

The inclusion of these covenants of title in a warranty deed protects the buyer by ensuring that if there are any legal issues related to ownership, the grantor is responsible for defending against such claims or compensating the grantee. This level of security makes warranty deeds desirable in most property transactions.

Other types of deeds, such as quitclaim deeds or special warranty deeds, do not offer the same level of protection and certainty regarding the title. Thus, the warranty deed is the correct term for a deed that includes these covenants of title, establishing it as an essential document in real estate transactions that require assurance and security for the buyer.